Ledger Insights

Ledger Insights - The Future of Collaborative Debtor Intelligence

A business-dedicated solution.

Turn Credit Risk into Growth Opportunity

Ledger Insights: a next-generation debtor intelligence platform

Transform fragmented ledger data into clear, actionable insights — this solution helps you control risk, protect cash flow, and unlock new business opportunities.

By combining your sales ledger with verified payment experiences from trusted networks and dynamic credit data, you gain unmatched visibility into customer risk and behavior — all from a single, intuitive environment.

Ledger Insights

One Platform. Total Control Over Credit Risk.

  1. Simplify Complex Credit Management Processes

    Bring together all essential credit management functions — from risk assessment and policy enforcement to collections and customer onboarding — into one unified solution, designed to give you control without complexity.

  2. Real-Time Portfolio Oversight

    Interactive dashboards provide an instant snapshot of risk across your customer base, enabling you to monitor credit exposure and track portfolio performance — updated live, whenever you need it.

  3. Avoid Unnecessary Write-Offs

    Strengthen your outstanding receivables with enriched credit intelligence and real payment trends, reducing the likelihood of bad debt and giving you the confidence to act decisively.

  4. Accelerate Customer Approvals

    Leverage automated decision models to streamline customer acceptance processes — cutting approval times by as much as 70% and giving your sales teams faster go-to-market agility without increasing risk.

  5. Gain Market-Wide Payment Intelligence

    Tap into collective payment experiences from across your corporate group and industry peers — helping you understand how customers are paying others and avoid hidden risks.

  6. Proactive, Data-Driven Alerts

    Stay ahead of emerging issues with real-time notifications about material changes in your customers’ financial situation — triggered by industry movements, credit data shifts, and peer-reported payment issues.

  7. Actionable Reports for Stakeholders

    With over 20 pre-configured dashboards, Ledger Insights makes it easy to visualise, analyse, and share critical risk data with leadership, finance, and sales teams — driving better decision-making at every level.

  8. Fast, Effortless Integration

    Easily connect Ledger Insights to your existing ledger and ERP systems within hours, not days — enabling seamless data synchronisation and eliminating manual updates.

  9. Everything You Need, All in One Place

    No more switching between tools. From credit reviews and scoring models to monitoring, compliance checks, and portfolio analysis, Ledger Insights is your all-in-one command center for debtor management.

Turn Payment Behaviour into Predictive Power

Payment behaviour is one of the strongest predictors of future risk.
Ledger Insights leverages real-world payment data, combined with credit scores and risk indicators, to give you a 360-degree view of your customers’ financial health.

Choose the collaboration model that fits your strategy:

  1. Single Ledger — Access exclusive payment experience data from the AMLCERT network, covering millions of businesses.
  2. Multi-Ledger — Share payment data within your corporate family — across subsidiaries, affiliates, and parent companies — for a consolidated view of risk.

Across all models, you'll access anonymised, aggregated payment data, integrated directly into your dashboards and reports.
Ledger Insights doesn’t just show you data — it turns it into actionable recommendations, so you know where to focus your attention.

Ledger Insights
Ledger Insights

Why Choose Ledger Insights?

Smarter Risk Control 
Make faster, better-informed credit decisions based on real, verified data.

Optimised Cash Flow 
Avoid costly delays and defaults by proactively managing risk exposure.

Enhanced Customer Relationships 
Approach customer negotiations with confidence, backed by facts.

Stronger Collaboration 
Work smarter together — internally and across your peer network — to reduce risk and uncover new opportunities.

Ledger Insights — Take Control of Risk Before It Controls You

Gain the clarity, control, and collaboration tools you need to manage credit risk proactively — and turn debtor intelligence into a competitive advantage.